Usually, it is the insurance policy covering the owner of the animal and/or the property where the attack occurred. Most homeowner's policies will cover injuries caused by the homeowner's pets, and some homeowners even carry special animal insurance coverage.

If the pet owner is not insured, this does not mean that he is off the hook. If he is legally liable for your injuries, he is also responsible for paying your damages, although they may be more difficult to collect.

The one person who should not have to pay is the victim: Your injuries are not your fault, and you should not have to bear the cost. If you or a loved one has suffered an animal attack, contact our office immediately.

[Return To The Fall 2007 Texas Law Alert] [subscribe] [archives]